5527 Ransom Free Rd

Clermont, Georgia, 30527

Redeemable DeedpendingSells Sep 1, 2026 · 31 days ago

View on map ↗

Opening bid

$22,513

Assessed value

$7,502

Land $0Improvement $7,502

Market / AVM

$150,000

Taxes owed

—

Parcel number: 12-031 -005-008 04
Case number: —
Land use: Mobile Home
Building: 672 sqft
Acreage: —
Lot size: —
Year built: 1982
Owner of record: Roger Chambers

Legal description

Years due: 2023-2025

Property facts enriched via realestateapi · 8/25/2026

Aerial view of 5527 Ransom Free Rd — the parcel

Aerial view of 5527 Ransom Free Rd — what is around it

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

Elevation 1345 ft
Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.
11% of homes vacant year-round in Census Tract 2.03
208 of 1,898 units vacant year-round, around or below the national tract average.
Tract median home value $325,400
Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.
Median household income $94,826
Tract median household income. Sets what a local buyer can finance.
87% owner-occupied
Owner-occupied majority, which usually means a retail resale is possible.

© OpenStreetMap contributors (ODbL). Flood zones from FEMA, elevation from USGS, tract statistics from the US Census. Proximity is measured from the parcel’s recorded location, which for most parcels is an assessor centroid rather than a boundary — treat these as figures to verify on a site visit, not as survey distances.

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 98 values

Summary(12)

Id	700,042,468,265
Free clear	Yes
High equity	Yes
Mobile home	Yes
Property type	MOBILE
Absentee owner	Yes
Equity percent	100
Investor buyer	Yes
Estimated value	$150,000
Last update date	2026-08-19 00:00:00 UTC

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Hall County assessor ↗search: 12-031 -005-008 04
Assessor Records ↗search: 12-031 -005-008 04
Foreclosures and Delinquent Taxes ↗search: 12-031 -005-008 04
Recorder, Registrar of Deeds Records ↗search: 12-031 -005-008 04
Property Search and GIS Maps ↗search: 12-031 -005-008 04
Google Maps (parcel / address search) ↗

Hall County rules

Sale type: Redeemable Deed
Redemption: 1 year from sale
Return if redeemed: 20% premium first year, +10% each additional year
Statute: Official Code of Georgia Annotated Title 48, Ch. 4

Full county profile →

Historical comps

No historical bucket for GA|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

Sheriff’s tax deed does not allow immediate possession/eviction; redemption rights dominate for 12 months. Prior mortgages and liens may still be relevant until redemption is foreclosed. Federal liens require independent analysis.

Quiet title

After foreclosure of right of redemption, quiet title petition under OCGA §23-3-60 is recommended for marketable title.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Hall County Tax Commissioner ↗

Deal analysis

Your maximum bid

$85,600

Walk away above this. Projected profit at the ceiling: $45,000 (30% of ARV).

Opening bid $22,513

Room to bid $63,087

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$44,324

Under max by $41,276

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $150,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $150,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$12,000
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$225/month.: −$1,800
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$45,000
Maximum bid: $85,600

If the owner redeems

Flat penalty

20%

You'd receive

$17,120

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

AI risk brief

Reads this parcel against HallCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

Elevation 1345 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

11% of homes vacant year-round in Census Tract 2.03

208 of 1,898 units vacant year-round, around or below the national tract average.

Tract median home value $325,400

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $94,826

Tract median household income. Sets what a local buyer can finance.

87% owner-occupied

Owner-occupied majority, which usually means a retail resale is possible.

700,042,468,265

Free clear

Yes

High equity

Yes

Mobile home

Yes

Property type

MOBILE

Absentee owner

Yes

Equity percent

100

Investor buyer

Yes

Estimated value