163 San Antonio St

Bandera, Texas 78003-6121, Texas

Redeemable DeedpendingSells Oct 6, 2026 · 3 days ago

View on map ↗

APN: 170010

County: Henderson

Opportunity

Opening Bid: $15,300

Opening bid

$15,300

Assessed value

—

Market / AVM

—

Taxes owed

—

Ownership Information

Owner 1 Name: Juan Jose Cardenaz, ET AL

Land/Location Information

APN: 170010
County: Henderson

Legal Description

Lot 63, Bandera Estates Subdivision, Bandera County, Texas (Volume No. 1026, Page 712, of the Deed Records of Bandera County, Texas)

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Henderson CAD search ↗

Deal analysis

Your maximum bid

$20,054

Walk away above this. Projected profit at the ceiling: $11,796 (30% of ARV).

Opening bid $15,300

Room to bid $4,754

Confidence: low — built on an assumed floor from the opening bid, not a valuation of this parcel.

History-guided suggestion

$16,399

Under max by $3,655

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

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Median sold

—

p(redeem) prior

—

No historical bucket for TX|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Assumed floor, not a valuation of this parcel. No assessed value, provider estimate or comps were available, so this is the opening bid of $15,300 times 2.57 — the conservative quartile of the value-to-opening-bid ratio across 669 TX parcels where both figures are known (measured 2026-08-11). The middle half of those parcels ran 2.57x to 10.99x, so the true figure could plausibly be $168,147. Treat this as a starting magnitude for research, never as a reason to bid — enter real comps before you do.

Assumed floor (not an ARV): $39,321assumed
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$3,146
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical TX range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical TX recording and deed issuance cost.: −$400
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$75/month.: −$525
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$11,796
Maximum bid: $20,054

If the owner redeems

Flat penalty

25%

You'd receive

$5,014

Window

730 days

A 25% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

homestead and agricultural-use property (2 years); all other property is 180 days

Quoted elsewhere as 51% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 180-day vs 2-year window turns on the property's use at the time of sale, which the sale list does not state — treat any homestead-looking residential parcel as potentially 2-year.
This ceiling rests on an assumed floor, not a valuation of this parcel. It is a research starting point, not a green light — get comps or an assessor figure before bidding.

163 San Antonio St

Opportunity

Ownership Information

Land/Location Information

Legal Description

County records

163 San Antonio St

Opportunity

Ownership Information

Land/Location Information

Legal Description

County records

Henderson County rules

Historical comps

Verify before you bid