3426 Woodland Road

Thomaston, GA 30286, Georgia, 30286

Redeemable DeedpendingSells Oct 6, 2026 · 2 days ago

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Beds: 3
Baths: 2
SqFt: 1,726
Lot Size: 87,120
Year Built: 1930
APN: 025A-020

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 5 Years 4 Months
Purchase Method: Financed
County: Upson

Value

Estimated Value: $261,000
County Market Value: $137,590; 2025
Assessed Value: $55,036; 2025

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $74,579
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Document Type: Warranty Deed

Opportunity

Opening Bid: $781
Bid / Value: 0.30%; of $261,000
Property Tax 2025: $1,263; annual bill · not the amount owed
Equity (est.): $194,072; 74%

Opening bid

$781

Assessed value

$55,036

Land $11,004Improvement $44,032

Market / AVM

$261,000

Property tax 2025

$1,263

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Raybon, Stacy Michelle a/k/a Stacy Michele Raybon
Mailing Address: 3426 Woodland Rd, Thomaston, GA 30286
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Rooms: 5
Bedrooms: 3

Deal analysis

Recorded	Document	Notice	Auction Date	Lender	Trustee	Trustee Phone	Active
12/19/2011	Notice of Foreclosure Sale	FOR	01/03/2012	WEST CENTRALGEORGIA BANK	BARRETT DAFFIN AND FRAPPIER LLP	972-341-5398	No

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #
05/06/2021	First	$74,579	Conventional	West Central Georgia Bank	90	01/01/2029	2021-000657

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #	Open
05/06/2021	First	$74,579	Conventional	West Central Georgia Bank	90	01/01/2029	2021-000657	Yes
03/14/2005		$76,000	Conventional	West Central Georgia Bank	180	04/01/2020		No

Sale Date	Recorded	Document	Doc #	Arm's Length	Method	Buyer	Seller
05/06/2021	05/06/2021	Warranty Deed	2021-000657	No	Financed	Stacy Michelle Raybon	Raybon Terry L Estate
03/07/2005	03/07/2005	Intrafamily Transfer	2005-000311	No	Cash Purchase	Stacy Michele Raybon	Terry L Raybon

Your maximum bid

$153,088

Walk away above this. Projected profit at the ceiling: $78,300 (30% of ARV).

Opening bid $781

Room to bid $152,307

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$55,580

Under max by $97,508

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $261,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $261,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$20,880
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$392/month.: −$3,132
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$78,300
Maximum bid: $153,088

If the owner redeems

Flat penalty

20%

You'd receive

$30,618

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

3426 Woodland Road

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

3426 Woodland Road

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Upson County rules

Historical comps

Verify before you bid