245 SENECA ST

CITY OF HARRISBURG, Pennsylvania, 17110

Tax DeedpendingSells Sep 29, 2026 · 9 days ago

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Beds: 5
Baths: 2
SqFt: 3,634
Lot Size: 4,221
Year Built: 1923
APN: 10-053-015

Property Type: Mfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Absentee (In State)
Length of Ownership: 7 Years 6 Months
Purchase Method: Cash Purchase
County: Dauphin

Value

Estimated Value: $85,700
County Market Value: $85,700; 2026
Assessed Value: $85,700; 2026

Mortgage & Debt

Open Mortgages: 2
Estimated Balance: $176,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search
Tax Delinquent Since: 2024

Last Sale

Public Record: $75,000; 03/15/2019
MLS: $75,000; 09/12/2023
Document Type: Deed

Opportunity

Opening Bid: $15,500
Bid / Value: 18%; of $85,700
Property Tax 2026: $4,264; annual bill · not the amount owed
Equity (est.): $0; 0%
Monthly Rent: $1,810; HUD fair market rent (5 bd)
Gross Yield: 25.34%
Linked Properties: 2

Opening bid

$15,500

Assessed value

$85,700

Land $14,200Improvement $71,500

Market / AVM

$85,700

Property tax 2026

$4,264

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: EHRING JORDAN
Mailing Address: 91 Glendale Dr, Mechanicsburg, PA 17050
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 5
Total Bathrooms: 2
Partial Bathrooms

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Recorded	Document	Notice	Auction Date	Lender	Trustee	Trustee Phone	Active
11/20/2014	Notice of Foreclosure Sale	FOR	01/15/2015	BANK OF AMERICA NATIONAL ASSOCIATION	PHELAN HALLINAN AND SCHMIEG LLP	215-563-7000	No

Date	Status	Price	Days on Market	Agent	Office
09/12/2023	Closed	$75,000	1,695	Wendell Hoover	Iron Valley Real Estate of Central PA

School	Type	Grades	Rating	Enrollment
Sara Lindemuth El School	Public	K-2	0	737
Susquehanna Twp High School	Public	9-12	5	788
Susquehanna Twp Middle School	Public	6-8	7	619

Recorded	Position	Amount	Type	Lender	Rate Type	Term	Maturity	Doc #
03/24/2020	First	$176,000	Purchase Money Mortgage	Mid Penn Bank	Variable			20200007647
01/31/2023	Second	$100,000	Unknown	Paul S Kirsch Jr Ira		10	02/01/2024	20230002195

Recorded	Position	Amount	Type	Lender	Rate Type	Term	Maturity	Doc #	Open
01/31/2023	Second	$100,000	Unknown	Paul S Kirsch Jr Ira		10	02/01/2024	20230002195	Yes
03/24/2020	First	$176,000	Purchase Money Mortgage	Mid Penn Bank	Variable			20200007647	Yes
08/05/2019		$50,000	Unknown	Jan Prosseda				20190019011	No
08/31/2017		$2,500,000	Open End Mortgage / Open End with Future Advance Clause	S & T Bank				20170022873	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
03/15/2019	03/19/2019	$75,000	Deed	20190006002	Yes	Cash Purchase	Jordan Ehring	Cpenn Properties Old Uptown Llc
10/21/2016	11/21/2016	$59,500	Deed	20160030677	Yes	Cash Purchase	Cpenn Properties Old Uptown Llc	Secretary Of Housing & Urban Development

Forbes Avenue (7 nearby)79 ft from parcel centre

Constant road noise from an arterial route. Frontage cuts residential appeal and can raise commercial appeal; which one depends on zoning.

Boulevard of the Allies (6 nearby)213 ft from parcel centre

Constant road noise from an arterial route. Frontage cuts residential appeal and can raise commercial appeal; which one depends on zoning.

Penn-Lincoln Parkway East (7 nearby)325 ft from parcel centre

Constant road noise from a motorway. Frontage cuts residential appeal and can raise commercial appeal; which one depends on zoning.

Heidelberg Materials Concrete Plant502 ft from parcel centre

Truck traffic and operating hours are the usual complaint.

Correctional or waste facility (2 nearby)0.5 mi from parcel centre

Persistent effect on the buyer pool regardless of any measurable nuisance.

Second Avenue Asphalt Plant666 ft from parcel centre

Truck traffic and operating hours are the usual complaint.

Allegheny County Jail0.9 mi from parcel centre

Persistent effect on the buyer pool regardless of any measurable nuisance.

26% of homes vacant year-round in Census Tract 103.02

119 of 452 units sit empty outside seasonal use. High vacancy is an exit-risk signal rather than a price signal — the question is whether there is a buyer at any price, not what the price is.

Railway line (2 nearby)0.3 mi from parcel centre

Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Allegheny Valley Railroad0.3 mi from parcel centre

Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Pittsburgh Subdivision (3 nearby)0.3 mi from parcel centre

Active freight track on a mainline. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

32% owner-occupied

Predominantly renter-occupied tract — the resale pool leans investor, which caps price at what the rent supports.

Context

Water body (2 nearby)0.2 mi from parcel centre

Frontage or flood exposure depending on elevation and zone — read this next to the FEMA signal, not on its own.

Monongahela River0.2 mi from parcel centre

Frontage or flood exposure depending on elevation and zone — read this next to the FEMA signal, not on its own.

FEMA flood zone X

Outside the 1% annual chance floodplain.

Tract median home value $166,200

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $56,125

Tract median household income. Sets what a local buyer can finance.

Elevation 807 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

© OpenStreetMap contributors (ODbL). Flood zones from FEMA, elevation from USGS, tract statistics from the US Census. Proximity is measured from the parcel’s recorded location, which for most parcels is an assessor centroid rather than a boundary — treat these as figures to verify on a site visit, not as survey distances.

Deal analysis

Your maximum bid

$48,863

Walk away above this. Projected profit at the ceiling: $25,710 (30% of ARV).

Opening bid $15,500

Room to bid $33,363

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$26,891

Under max by $21,972

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for PA|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $85,700. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $85,700
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$6,856
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical PA range ($1,500–$5,000, ~4 months).: −$3,250
Deed recording and transferassumed Typical PA recording and deed issuance cost.: −$250
Holding costs (6 months)assumed Taxes, insurance, and securing the property at ~$129/month.: −$771
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$25,710
Maximum bid: $48,863

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. UPSET SALE vs JUDICIAL SALE is the single most important distinction in Pennsylvania and this row cannot express it. An upset sale (72 P.S. §§ 5860.601-609) conveys subject to existing mortgages, judgments and liens, which are NOT divested; a judicial sale (§§ 5860.610-612) is ordered free and clear. Establish which one a parcel is in before treating survivingLiens as zero.
Pennsylvania county assessments run against base years that can be decades stale, and the spread is extreme — Bucks assesses at about 5.6% of market and Schuylkill at 100%, an 18x range inside one state. The Common Level Ratio is a county MEDIAN published for realty transfer tax equalisation, not a per-parcel appraisal, so deriving ARV from it multiplies any error in that one parcel's assessment by the factor: in Bucks a $50,000 assessment derives an ARV near $893,000. Treat a derived ARV in a high-factor county as a research lead, not a valuation, and get comparable sales before bidding.
PA has 67 counties on a different assessment ratio (42001, 42003, 42005, 42007, 42009, 42011, 42013, 42015, 42017, 42019, 42021, 42023, 42025, 42027, 42029, 42031, 42033, 42035, 42037, 42039, 42041, 42043, 42045, 42047, 42049, 42051, 42053, 42055, 42057, 42059, 42061, 42063, 42065, 42067, 42069, 42071, 42073, 42075, 42077, 42079, 42081, 42083, 42085, 42087, 42089, 42091, 42093, 42095, 42097, 42099, 42101, 42103, 42105, 42107, 42109, 42111, 42113, 42115, 42117, 42119, 42121, 42123, 42125, 42127, 42129, 42131, 42133). No FIPS was supplied, so the statewide ratio was used — pass `fips` if this parcel is in one of them.

245 SENECA ST

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

245 SENECA ST

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Tax Assessment Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Listing

MLS History

Area

Fair Market Rents

Schools

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

Site & surroundings

Context

County records

Dauphin County rules

Historical comps

Verify before you bid