7 S Montgomery St

Walden, New York, 12586

Tax DeedpendingSells Oct 22, 2026 · in 14 days

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Beds: 3
Baths: 1
SqFt: 1,134
Lot Size: 5,487
Year Built: 1840
APN: 334205 306-18-47

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
County: Orange

Value

Estimated Value: $344,000
County Market Value: $261,100; 2021
Assessed Value: $96,600; 2025

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search
Tax Delinquent Since: 2021

Opportunity

Opening Bid: $45,500
Bid / Value: 13%; of $344,000
Equity (est.): $344,000; 100%
Monthly Rent: $2,130; Suggested rent
Gross Yield: 7.43%

Opening bid

$45,500

Assessed value

$96,600

Land $9,300Improvement $87,300

Market / AVM

$344,000

Taxes owed

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Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Deborah J
Mailing Address: 7 S Montgomery St, Walden, NY 12586
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 3
Total Bathrooms: 1
Partial Bathrooms: 1

Deal analysis

Your maximum bid

$205,452

Walk away above this. Projected profit at the ceiling: $103,200 (30% of ARV).

Opening bid $45,500

Room to bid $159,952

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$101,263

Under max by $104,189

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

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Median sold

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p(redeem) prior

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No historical bucket for NY|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $344,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $344,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$27,520
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical NY range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical NY recording and deed issuance cost.: −$300
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$516/month.: −$4,128
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$103,200
Maximum bid: $205,452

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE ASSESSED VALUE IS NOT COMPARABLE ACROSS MUNICIPALITIES. More than 1,200 assessing units each set their own level of assessment, published annually by ORPTS as an equalization rate and a residential assessment ratio. This row assumes 100% as a deliberate floor, so a derived ARV in a low-assessing town is far too low. That is the safe direction, and it makes the derived figure useless as a valuation — get the municipality's rate or supply arvOverride.
DO NOT TRADE OFF A DERIVED ARV IN NEW YORK. Levels of assessment range from a few percent of market value to 100% across more than 1,200 assessing units, and this entry assumes 100% precisely because that is the end of the range that cannot cause an overbid. In a town assessing at 5%, a derived ARV understates the property twentyfold and the max bid will look absurdly low — that is the model refusing to guess, not the parcel being worthless. Look up the municipality's equalization rate or RAR, or supply arvOverride from comparable sales.

7 S Montgomery St

Value

Mortgage & Debt

Opportunity

Ownership Information

Property Characteristics

7 S Montgomery St

Value

Mortgage & Debt

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Distress Flags

Area

Fair Market Rents

Tax Assessment Information

County records

Orange County rules

Historical comps

Verify before you bid