13096 MONTEGO ST SPRING HILL

Florida, 34609

Tax DeedpendingSells Sep 16, 2026 · 15 days ago

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Opening bid

$13,758

Assessed value

$197,121

Market / AVM

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Taxes owed

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Parcel number: 00537912
Case number: 2026-068TD
Land use: —
Building: —
Acreage: —
Lot size: —
Year built: —
Owner of record: —

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Hernando County property search (Google) ↗search: 00537912
Assessor, Appraiser ↗search: 00537912
Property Tax Search ↗search: 00537912
Recorded Document Search and Death and Marriage Records ↗search: 00537912
Property Search and Parcel Maps ↗search: 00537912
Google Maps (parcel / address search) ↗

Hernando County rules

Sale type: Hybrid
Redemption: Lien: 2 years before deed application allowed. Deed: none once issued.
Return if redeemed: Lien: 5–18% (bid-down, 5% minimum return rule)
Statute: Florida Statutes Ch. 197

Full county profile →

Historical comps

No historical bucket for FL|Tax Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

Properties remain subject to governmental liens. Examine title before bidding. Current-year taxes may not be in opening bid depending on certificate application date. Mobile home titles separate.

Quiet title

Commonly required for marketable title insurance after Florida tax deed.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Hernando County Tax Collector ↗

Deal analysis

Your maximum bid

$137,447

Walk away above this. Projected profit at the ceiling: $69,572 (30% of ARV).

Opening bid $13,758

Room to bid $123,689

Confidence: medium — ARV derived from assessed value, not comps.

History-guided suggestion

$57,736

Under max by $79,712

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

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Median sold

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p(redeem) prior

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No historical bucket for FL|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Assessed $197,121 ÷ 0.85 assessment ratio. Florida assesses at just value, but Save Our Homes / Amendment 1 caps compress assessed below market on long-held homesteads.

After-repair value: $231,907
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$18,553
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical FL range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical FL recording and deed issuance cost.: −$500
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$348/month.: −$2,435
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$69,572
Maximum bid: $137,447

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Governmental liens (municipal code enforcement, some special assessments) can survive a Florida tax deed — check the specific municipality.

AI risk brief

Reads this parcel against HernandoCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.