332 N Church St

Florence, South Carolina, 29506

Redeemable DeedpendingSells Oct 6, 2026 · in 4 days

View on map ↗

Opening bid

—

Assessed value

$861

Land $200Improvement $661

Market / AVM

$90,000

Taxes owed

—

Parcel number: 90101-01-018
Case number: —
Land use: Residential
Beds / baths: 2 bd · 1 ba
Building: 1,278 sqft
Acreage: 0.2
Lot size: 8,563 sqft
Year built: 1940
Owner of record: James Cooper

Legal description

1 11

Property facts enriched via realestateapi · 9/29/2026

Aerial view of 332 N Church St — the parcel

Aerial view of 332 N Church St — what is around it

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 147 values

Summary(23)

Id	203,079,845
Beds	2
Baths	1
Mls type	ForSale
Free clear	Yes
Mls active	Yes
Mls status	Active
High equity	Yes
Mls has photos	Yes
Property type	SFR

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Florence County assessor ↗search: 90101-01-018
Recorded Document Search ↗search: 90101-01-018
Google Maps (parcel / address search) ↗

Florence County rules

Sale type: Tax Lien
Redemption: 1 year from sale (12 months)
Return if redeemed: 3–12% per annum depending on when redeemed, tiered quarterly
Statute: South Carolina Code Title 12, Ch. 51

Full county profile →

Historical comps

No historical bucket for SC|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

County states a tax sale does not erase liens currently attached — they may stay on the tax title. Federal liens require independent analysis. No possession until tax deed issues after redemption (~deed recording around March following the year-and-a-day window).

Quiet title

Tax deed is not a clear/warranty deed; county notes clearing often requires attorney and Master in Equity after the second year.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Florence County Office of Delinquent Tax ↗

Deal analysis

Your maximum bid

$48,910

Walk away above this. Projected profit at the ceiling: $27,000 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$44,019

Under max by $4,891

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for SC|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $90,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $90,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$7,200
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical SC range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical SC recording and deed issuance cost.: −$250
Holding costs (24 months)assumed Taxes, insurance, and securing the property at ~$135/month.: −$3,240
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$27,000
Maximum bid: $48,910

If the owner redeems

Flat penalty

You'd receive

$1,467

Window

365 days

A 3% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

Quoted elsewhere as 12% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE PENALTY IS CAPPED AT THE OPENING BID. § 12-51-90 provides that interest due on redemption may not exceed the forfeited land commission's bid under § 12-51-55 — roughly taxes plus costs. The tiers above are therefore a ceiling reached only by a bid at or near the minimum; a purchase at several times the minimum collects the same capped sum, so the effective yield falls as the premium rises.
South Carolina's ratio depends on the property's CLASS, and this entry uses the 6% residual. A parcel actually carrying the 4% legal-residence ratio will have its ARV understated by a third here, which is the safe direction. A manufacturing or utility parcel assessed at 10.5% is the dangerous one: dividing by 0.06 overstates its value by roughly 1.75x. Confirm the class on the assessor's record before bidding on anything that is not ordinary residential or commercial land.

AI risk brief

Reads this parcel against FlorenceCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

203,079,845

Beds

Baths

Mls type

ForSale

Free clear

Yes

Mls active

Yes

Mls status

Active

High equity

Yes

Mls has photos

Yes

Property type

SFR