1637 CR 435

LAKE PANASOFFKEE, Florida, 33538

Tax DeedpendingSells Sep 10, 2026 · 22 days ago

View on map ↗

Opening bid

$12,223

Assessed value

$20,370

Market / AVM

$103,000

Taxes owed

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Parcel number: F32Q059
Case number: 5060
Land use: MOBILE HOME
Building: 660 sqft
Acreage: 0.091
Lot size: 4,000 sqft
Year built: 1973
Owner of record: WINCHELL, JOHN M & LEE, CINDY SMITH
Last sale: $50,000 · 1998-06-18

Legal description

TIME OF SALE: 11:00 A.M. LOCATION: 215 E MCCCOLLUM AVE. BUSHNELL FL 33513 THE HIGH BIDDER MUST POST WITH THE CLERK 5% OF THE BID OR $200.00 WHICHEVER IS GREATER, AT THE TIME OF THE SALE, TO BE APPLIED TO THE SALE PRICE AT THE TIME OF FULL PAYMENT. (YOU MUST HAVE FUNDS FOR DEPOSIT AT TIME OF SALE)

Property facts enriched via rentcast + attom · 8/2/2026

Aerial view of 1637 CR 435 — what is around it

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Runway E/W1.4 mi from parcel centre
Approach paths extend far beyond the runway itself — check which end the parcel is under.
Industrial land (2 nearby)0.5 mi from parcel centre
Truck traffic and operating hours are the usual complaint.

Context

Water body837 ft from parcel centre
Frontage or flood exposure depending on elevation and zone — read this next to the FEMA signal, not on its own.
FEMA flood zone X
Outside the 1% annual chance floodplain.
7% of homes vacant year-round in Census Tract 9104.01
160 of 2,172 units vacant year-round, around or below the national tract average. A further 256 unit(s) are vacant seasonally — second homes rather than distress — so a headline vacancy rate quoted elsewhere for this tract will read 19%.

Full property record

Ownership

Owner 1: John M Winchell
Owner 2: Cindy Lee
Owner type: Individual
Mailing address: 1637 CR 435, LAKE PANASOFFKEE, FL 33538-5119
Absentee: Owner Occupied

Tax assessment

Assessed total: $20,370
Market total: $23,650
Market land: $3,580
Market improvement: $20,070
Property tax: $356
Tax year: 2024
Tax per sqft: $1
Delinquent since: 2022
Tax code area: 1001C

Property characteristics

Property type: Mobile Home
Class

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Sumter Property Appraiser ↗
Property Tax Search and Pay Property Taxes ↗search: F32Q059
Delinquent Taxes and Tax Certificate Sales ↗search: F32Q059
Recorded Document Search and Death and Marriage Records ↗search: F32Q059
GIS Map Gallery ↗search: F32Q059
Google Maps (parcel / address search) ↗

Sumter County rules

Sale type: Hybrid
Redemption: Lien: 2 years before deed application allowed. Deed: none once issued.
Return if redeemed: Lien: 5–18% (bid-down, 5% minimum return rule)
Statute: Florida Statutes Ch. 197

Full county profile →

Historical comps

No historical bucket for FL|Tax Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

Florida tax deeds generally cut off many junior liens under Ch. 197, but federal tax liens, some municipal code liens, and easements can survive. Independent title search mandatory; Clerk warrants nothing.

Quiet title

Commonly pursued after Florida tax deed for insurable/marketable title before conventional financing or resale.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Sumter County Tax Collector (certificates) / Clerk (tax deeds) ↗

Deal analysis

Your maximum bid

$58,879

Walk away above this. Projected profit at the ceiling: $30,900 (30% of ARV).

Opening bid $12,223

Room to bid $46,656

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$28,530

Under max by $30,349

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for FL|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $103,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $103,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$8,240
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical FL range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical FL recording and deed issuance cost.: −$500
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$155/month.: −$1,082
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$30,900
Maximum bid: $58,879

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Governmental liens (municipal code enforcement, some special assessments) can survive a Florida tax deed — check the specific municipality.

AI risk brief

Reads this parcel against SumterCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Runway E/W1.4 mi from parcel centre

Approach paths extend far beyond the runway itself — check which end the parcel is under.

Industrial land (2 nearby)0.5 mi from parcel centre

Truck traffic and operating hours are the usual complaint.

Context

Water body837 ft from parcel centre

Frontage or flood exposure depending on elevation and zone — read this next to the FEMA signal, not on its own.

FEMA flood zone X

Outside the 1% annual chance floodplain.

7% of homes vacant year-round in Census Tract 9104.01

160 of 2,172 units vacant year-round, around or below the national tract average. A further 256 unit(s) are vacant seasonally — second homes rather than distress — so a headline vacancy rate quoted elsewhere for this tract will read 19%.

Deal analysis

Your maximum bid

$58,879

Walk away above this. Projected profit at the ceiling: $30,900 (30% of ARV).

Opening bid $12,223

Room to bid $46,656

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$28,530

Under max by $30,349

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for FL|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $103,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $103,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$8,240
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical FL range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical FL recording and deed issuance cost.: −$500
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$155/month.: −$1,082
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$30,900
Maximum bid: $58,879

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Governmental liens (municipal code enforcement, some special assessments) can survive a Florida tax deed — check the specific municipality.