Westervelt

Saginaw, Michigan, 48601

Tax DeedpendingSells Sep 2, 2026 · 35 days ago

View on map ↗

Opening bid

$24,025

Assessed value

$32,700

Market / AVM

$126,000

Taxes owed

—

Parcel number: 10-12-5-17-4735-000
Case number: —
Land use: Vacant
Beds / baths: 5 bd · 2 ba
Building: 2,435 sqft
Acreage: 0.49
Lot size: 21,127 sqft
Year built: 1930
Owner of record: Diane Rockett

Legal description

LOTS 235, 236, 237 & 238 IRVING PARK SEC 17 T12N R5E

Property facts enriched via realestateapi · 8/25/2026

Aerial view of Westervelt — what is around it

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

FEMA flood zone AE — special flood hazard area
1% annual chance flood (100-year), with a published base flood elevation. Insurance mandatory with a federally backed loan. Flood insurance will be required for a federally backed mortgage, which is a permanent cost on any resale and can exceed the payment on a low-value parcel.

Context

Elevation 597 ft
Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.
10% of homes vacant year-round in Census Tract 108
130 of 1,293 units vacant year-round, around or below the national tract average.
Tract median home value $84,700
Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.
Median household income $63,017
Tract median household income. Sets what a local buyer can finance.

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 146 values

Summary(14)

Id	172,140,153
Beds	5
Baths	2
Cash buyer	Yes
Free clear	Yes
Quit claim	Yes
High equity	Yes
Last sale date	2013-11-13
Property type	SFR
Equity percent	100

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Michigan property search (BS&A / county) ↗search: 10-12-5-17-4735-000
Foreclosures and Delinquent Tax Sales ↗search: 10-12-5-17-4735-000
Recorded Document Search ↗search: 10-12-5-17-4735-000
Michigan Survey and Plat Records Search ↗search: 10-12-5-17-4735-000
Google Maps (parcel / address search) ↗

Saginaw County rules

Sale type: Tax Deed
Redemption: Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)
Return if redeemed: N/A — outright deed transfer
Statute: Michigan Compiled Laws §211.78 et seq.

Full county profile →

Historical comps

17156 recorded outcomes in MI|Tax Deed (17156 with winning bid).

Sample size: 17,156
p(redeem) prior: 2%
Median sold: $3,900
Med bid/assessed: —

Calhoun County2025-10-31
Owned
$14,000
Berrien County2025-10-31
Owned
$5,700
Berrien County2025-10-31
Owned
$2,600
Calhoun County2025-10-31
Owned
$1,600
Berrien County2025-10-31
Owned
$1,100
Calhoun County2025-10-31
Owned
$1,000

Liens that survive

Tax foreclosure deeds generally clear junior private liens if judgment complete; federal liens and land-bank covenants can affect marketability. Heavy code/blight risk on city inventory. Surplus claims processes apply.

Quiet title

Frequently advisable in Saginaw city parcels before refinance or resale insurance.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Saginaw County Treasurer ↗

Deal analysis

Your maximum bid

$72,741

Walk away above this. Projected profit at the ceiling: $37,800 (30% of ARV).

Opening bid $24,025

Room to bid $48,716

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$38,274

Under max by $34,467

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $72,741 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $126,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $126,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$10,080
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$189/month.: −$2,079
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$37,800
Maximum bid: $72,741

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

FEMA flood zone AE — special flood hazard area

1% annual chance flood (100-year), with a published base flood elevation. Insurance mandatory with a federally backed loan. Flood insurance will be required for a federally backed mortgage, which is a permanent cost on any resale and can exceed the payment on a low-value parcel.

Context

Elevation 597 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

10% of homes vacant year-round in Census Tract 108

130 of 1,293 units vacant year-round, around or below the national tract average.

Tract median home value $84,700

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $63,017

Tract median household income. Sets what a local buyer can finance.

172,140,153

Beds

Baths

Cash buyer

Yes

Free clear

Yes

Quit claim

Yes

High equity

Yes

Last sale date

2013-11-13

Property type

SFR

Equity percent

100

Deal analysis

Your maximum bid

$72,741

Walk away above this. Projected profit at the ceiling: $37,800 (30% of ARV).

Opening bid $24,025

Room to bid $48,716

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$38,274

Under max by $34,467

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $72,741 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $126,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $126,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$10,080
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$189/month.: −$2,079
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$37,800
Maximum bid: $72,741

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Apn	10-12-5-17-4735-000
Zoning	R-1 RES
Land use	Residential
Lot acres	0.49
Lot number	235-238
Census block	3066
Census tract	010800
Property use	Single Family Residence
Lot depth feet	131.7
Lot width feet	139.1
Lot square feet	21,127
Property class	The general use for the property is for residential purposes
Apn unformatted	10125174735000
Census block group	6
Legal description	LOTS 235, 236, 237 & 238 IRVING PARK SEC 17 T12N R5E

Year	2,025
Tax amount	$1,458
Property id	172,140,153
Market value	$65,400
Assessed value	$32,700
Assessment year	2,026

Book	2752
Page	1179
Seq no	1
Sale date	2013-11-13
Buyer names	Diane Rockett
Seller names	Shirley Jean Williams
Document type	Quit Claim Deed
Recording date	2013-11-14
Document number	2013035342
Purchase method	Cash Purchase
Owner individual	Yes
Transaction type	Non-Arm's Length Transactions
Document type code	DTQC

Owner1 type	Individual
Owner2 type	Other
Mail address · zip	48601
Mail address · city	Saginaw
Mail address · fips	26145
Mail address · zip4	6212
Mail address · house	520
Mail address · label	520 Crego Blvd, Saginaw, MI 48601
Mail address · state	MI
Mail address · county	Saginaw County
Mail address · street	Crego
Mail address · address	520 Crego Blvd
Mail address · carrier route	C012
Mail address · address format	S
Owner occupied	Yes
Owner1 full name	Diane Rockett
Owner1 last name	Rockett
Owner1 first name	Diane
Ownership length	153

Book	Page	Seq no	Sale date	Buyer names	Seller names	Document type	Recording date	Document number	Purchase method	Owner individual	Transaction type	Document type code
2752	1179	1	2013-11-13	Diane Rockett	Shirley Jean Williams	Quit Claim Deed	2013-11-14	2013035342	Cash Purchase	Yes	Non-Arm's Length Transactions	DTQC
2614	1866	2	2011-03-11	Diana Rockett	Louis B Rockett	Quit Claim Deed	2011-03-21	2011006756	Cash Purchase	Yes	Non-Arm's Length Transactions	DTQC

Fmr year	2023
Hud area code	METRO40980M40980
Hud area name	Saginaw, MI MSA
Median income	$34,030
Fmr efficiency	$623
Fmr one bedroom	$707
Fmr two bedroom	$931
Fmr four bedroom	$1,251
Fmr three bedroom	$1,186

Address · zip	48601
Address · city	Saginaw
Address · fips	26145
Address · zip4	6212
Address · house	520
Address · label	520 Crego Blvd, Saginaw, MI 48601
Address · state	MI
Address · county	Saginaw County
Address · street	Crego
Address · address	520 Crego Blvd
Address · street type	Blvd
Address · carrier route	C012
Address · jurisdiction	Saginaw County
Address · congressional district	08
Stories	1
Bedrooms	5
Deck area	0
Latitude	43.437085426264275
Pool area	0
Bathrooms	2
Longitude	-83.89766621067754
Patio area	0
Year built	1,930
Garage type	Garage
Rooms count	8
Units count	0
Heating type	Forced Air Unit
Property use	Single Family Residence
Basement type	NO BASEMENT
Roof material	109
Lot square feet	21,127
Parking spaces	5
Buildings count	0
Property use code	385
Garage square feet	1,220
Living square feet	2,435
Partial bathrooms	0
Basement square feet	0
Building square feet	2,435
Price per square foot	0
Plumbing fixtures count	0
Tax exemption homeowner flag	Yes
Basement square feet finished	0
Basement square feet unfinished	0

Site & surroundings

Context

Property detail

County records

Saginaw County rules

Historical comps

Verify before you bid

Site & surroundings

Context

Property detail

County records

Saginaw County rules

Historical comps

Verify before you bid

AI risk brief