439 Cumbie Rd

Climax, Georgia, 39834

Redeemable DeedpendingSells Oct 6, 2026 · 2 days ago

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SqFt: 1,344
Year Built: 1995
APN: 00510-002-A00 02

Property Type: Mobile
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
County: Decatur

Value

Estimated Value: $131,000
County Market Value: $1,711; 2025
Assessed Value: $684; 2025

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Opportunity

Equity (est.): $131,000; 100%
Linked Properties: 2

Opening bid

—

Assessed value

$684

Land $0Improvement $684

Market / AVM

$131,000

Taxes owed

—

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Faircloth, Charles & Cain, Norman as Trustees
Owner 2 Name: Sandy Glover
Mailing Address: 439 Cumbie Rd, Climax, GA 39834
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Basement: No Basement
Number of Buildings: 4

Deal analysis

Your maximum bid

$74,048

Walk away above this. Projected profit at the ceiling: $39,300 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$66,643

Under max by $7,405

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $131,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $131,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$10,480
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$197/month.: −$1,572
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$39,300
Maximum bid: $74,048

If the owner redeems

Flat penalty

20%

You'd receive

$14,810

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

439 Cumbie Rd

Value

Mortgage & Debt

Opportunity

Ownership Information

Property Characteristics

439 Cumbie Rd

Value

Mortgage & Debt

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Distress Flags

Tax Assessment Information

County records

Decatur County rules

Historical comps

Verify before you bid