3522 Umatilla Ln Sw

Atlanta, Georgia, 30331

Redeemable DeedpendingSells Oct 6, 2026 · 4 days ago

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Beds: 4
Baths: 4
SqFt: 3,540
Lot Size: 19,611
Year Built: 2006
APN: 14F0072 LL1163

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Other
Owner Status: Absentee (Out of State)
Length of Ownership: 11 Years 10 Months
Purchase Method: Cash Purchase
County: Fulton

Value

Estimated Value: $406,000
County Market Value: $379,700
Assessed Value: $151,880; 2026

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Document Type: Limited Warranty Deed

Opportunity

Equity (est.): $406,000; 100%
Monthly Rent: $2,308; Suggested rent
Gross Yield: 6.82%
Linked Properties: 924

Opening bid

—

Assessed value

$151,880

Land $30,920Improvement $120,960

Market / AVM

$406,000

Taxes owed

—

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: 2017 2 1h Borrower Lp
Mailing Address: 16220 N Scottsdale Rd Ste 650, Scottsdale, AZ 85254
Owner Type: Other
Corporate Owned: No

Property Characteristics

Total Rooms: 9
Bedrooms: 4
Total Bathrooms: 4

Deal analysis

Recorded	Document	Notice	Auction Date	Active
03/09/2013	Notice of Foreclosure Sale	FOR	04/02/2013	No

School	Type	Grades	Rating	Enrollment
Westlake High School	Public	9-12	7	2,164
Stonewall Tell Elementary School	Public	PK-5	7	706
Sandtown Middle School	Public	6-8	6	861

Recorded	Amount	Type	Lender	Rate Type	Term	Maturity	Open
02/07/2007	$47,878	Conventional	First Natl Bank Az	Fixed Rate	290	01/25/2032	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
11/12/2014	11/12/2014		Limited Warranty Deed	2014-036812	No	Cash Purchase	2014 3 Ih Borrower Lp	Thr Georgia Lp
03/27/2013	03/27/2013	$138,000	Warranty Deed	2013-017801	Yes	Cash Purchase	Thr Georgia Lp	Frank Fombutu
01/25/2007	02/07/2007	$239,400	Deed		Yes	Financed	Frank Fombutu	Legacy Communities Of Thaxton

Your maximum bid

$241,248

Walk away above this. Projected profit at the ceiling: $121,800 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$217,123

Under max by $24,125

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $406,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $406,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$32,480
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$609/month.: −$4,872
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$121,800
Maximum bid: $241,248

If the owner redeems

Flat penalty

20%

You'd receive

$48,250

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

3522 Umatilla Ln Sw

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

3522 Umatilla Ln Sw

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Listing

Area

Fair Market Rents

Schools

Tax Assessment Information

Mortgage History

Sale History

County records

Fulton County rules

Historical comps

Verify before you bid