5 Ally Oop Ln

Bluffton, South Carolina, 29910

Redeemable DeedpendingSells Oct 5, 2026 · in 4 days

View on map ↗

Opening bid

$3,576

Assessed value

$10,740

Market / AVM

$648,000

Taxes owed

—

Parcel number: R600 039 000 0053 0000
Case number: —
Land use: Resimp Singlefamily
Building: 2,075 sqft
Acreage: 2
Lot size: 87,120 sqft
Year built: 1963
Owner of record: William Findley

Property facts enriched via realestateapi · 10/1/2026

Aerial view of 5 Ally Oop Ln — the parcel

Aerial view of 5 Ally Oop Ln — what is around it

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 98 values

Summary(11)

Estimated equity
Id	700,121,145,414
Flood zone	Yes
Free clear	Yes
High equity	Yes
Property type	SFR
Equity percent	100
Flood zone type	X
Estimated value	$648,000
Last update date	2026-09-23 00:00:00 UTC

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Beaufort County assessor ↗search: R600 039 000 0053 0000
Delinquent Taxes and Tax Sales ↗search: R600 039 000 0053 0000
Tax Sale ↗search: R600 039 000 0053 0000
Recorded Documents ↗search: R600 039 000 0053 0000
Google Maps (parcel / address search) ↗

Beaufort County rules

Sale type: Tax Lien
Redemption: 1 year from sale (12 months)
Return if redeemed: 3–12% per annum depending on when redeemed, tiered quarterly
Statute: South Carolina Code Title 12, Ch. 51

Full county profile →

Historical comps

No historical bucket for SC|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

SC tax sale conveys subject to one-year redemption. Federal tax liens and some senior governmental interests can survive. Mortgages/judgments may be cut off if properly noticed under Title 12 Chapter 51 — always verify notice and run title. HOA/assessment liens and post-sale taxes require independent review.

Quiet title

After redemption expires and tax deed issues, quiet title is commonly required for marketable/insurable title, especially before resale or financing.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Beaufort County Treasurer — Delinquent Tax Sale ↗

Deal analysis

Your maximum bid

$374,782

Walk away above this. Projected profit at the ceiling: $194,400 (30% of ARV).

Opening bid $3,576

Room to bid $371,206

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$137,067

Under max by $237,715

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for SC|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $648,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $648,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$51,840
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical SC range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical SC recording and deed issuance cost.: −$250
Holding costs (24 months)assumed Taxes, insurance, and securing the property at ~$972/month.: −$23,328
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$194,400
Maximum bid: $374,782

If the owner redeems

Flat penalty

You'd receive

$11,243

Window

365 days

A 3% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

Quoted elsewhere as 12% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE PENALTY IS CAPPED AT THE OPENING BID. § 12-51-90 provides that interest due on redemption may not exceed the forfeited land commission's bid under § 12-51-55 — roughly taxes plus costs. The tiers above are therefore a ceiling reached only by a bid at or near the minimum; a purchase at several times the minimum collects the same capped sum, so the effective yield falls as the premium rises.
South Carolina's ratio depends on the property's CLASS, and this entry uses the 6% residual. A parcel actually carrying the 4% legal-residence ratio will have its ARV understated by a third here, which is the safe direction. A manufacturing or utility parcel assessed at 10.5% is the dangerous one: dividing by 0.06 overstates its value by roughly 1.75x. Confirm the class on the assessor's record before bidding on anything that is not ordinary residential or commercial land.

AI risk brief

Reads this parcel against BeaufortCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

700,121,145,414

Flood zone

Yes

Free clear

Yes

High equity

Yes

Property type

SFR

Equity percent

100

Flood zone type

Estimated value