92 Helen Road

Covington, Georgia, 30016

Redeemable DeedpendingSells Oct 6, 2026 · yesterday

View on map ↗

Opening bid

—

Assessed value

$17,000

Land $7,400Improvement $9,600

Market / AVM

$109,000

Taxes owed

—

Parcel number: 0033A-00000-057-000
Case number: —
Land use: Residential
Beds / baths: 1 ba
Building: 720 sqft
Acreage: 0.49
Lot size: 21,344 sqft
Year built: 1972
Owner of record: Bell, Stephen G

Legal description

All and only that parcel of land designated as Tax Parcel 0033A00000057000, lying and being in Newton County, Georgia, being Lot 61, Riverside Park Subdivision, containing 0.49 acre, more or less, shown in Plat Book 4, Page 56, described in Deed Book 202, Page 690, the description contained therein being incorporated herein by this reference, known as 92 Helen Road.

Property facts enriched via realestateapi · 9/29/2026

Aerial view of 92 Helen Road — the parcel

Aerial view of 92 Helen Road — what is around it

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 110 values

Summary(10)

Id	151,308,619
Baths	1
Free clear	Yes
High equity	Yes
Property type	SFR
Equity percent	100
Owner occupied	Yes
Estimated value	$109,000
Last update date	2026-09-23 00:00:00 UTC
Estimated equity	$109,000

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Newton County assessor ↗search: 0033A-00000-057-000
Google Maps (parcel / address search) ↗

Newton County rules

Sale type: Redeemable Deed
Redemption: 1 year from sale
Return if redeemed: 20% premium first year, +10% each additional year
Statute: Official Code of Georgia Annotated Title 48, Ch. 4

Full county profile →

Historical comps

No historical bucket for GA|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

Redeemable tax deed is effectively a lien until redemption barred. Federal liens can survive. County does not assist with redemption or foreclosure of right to redeem.

Quiet title

After right of redemption foreclosed, quiet title petition under OCGA §23-3-60 is recommended for marketable title.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Newton County Tax Commissioner — Tax Sales ↗

Deal analysis

Your maximum bid

$60,672

Walk away above this. Projected profit at the ceiling: $32,700 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$54,605

Under max by $6,067

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $109,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $109,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$8,720
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$164/month.: −$1,308
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$32,700
Maximum bid: $60,672

If the owner redeems

Flat penalty

20%

You'd receive

$12,134

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

AI risk brief

Reads this parcel against NewtonCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

151,308,619

Baths

Free clear

Yes

High equity

Yes

Property type

SFR

Equity percent

100

Owner occupied

Yes

Estimated value

$109,000

Last update date

2026-09-23 00:00:00 UTC

Estimated equity

$109,000

Deal analysis

Your maximum bid

$60,672

Walk away above this. Projected profit at the ceiling: $32,700 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$54,605

Under max by $6,067

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $109,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $109,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$8,720
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$164/month.: −$1,308
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$32,700
Maximum bid: $60,672

If the owner redeems

Flat penalty

20%

You'd receive

$12,134

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

Apn	0033A-00000-057-000
Land use	Residential
Lot acres	0.49
Lot number	61
Census block	1005
Census tract	100801
Property use	Single Family Residence
Subdivision	Whitebirch & Helen Road
Lot depth feet	200.7
Lot width feet	96.8
Lot square feet	21,344
Property class	The general use for the property is for residential purposes
Apn unformatted	0033A00000057000
Census block group	5
Legal description	.49AC LOT 61 RVRSDE

Year	2,025
Tax amount	$423
Property id	151,308,619
Market value	$42,500
Assessed value	$17,000
Assessment year	2,025
Market land value	$18,500
Assessed land value	$7,400
Market improvement value	$24,000
Assessed improvement value	$9,600

Owner1 type	Individual
Owner2 type	Other
Mail address · zip	30016
Mail address · city	Covington
Mail address · fips	13217
Mail address · zip4	5515
Mail address · house	92
Mail address · label	92 Helen Rd, Covington, GA 30016
Mail address · state	GA
Mail address · county	Newton County
Mail address · street	Helen
Mail address · address	92 Helen Rd
Mail address · carrier route	R044
Mail address · address format	S
Owner occupied	Yes
Owner1 full name	Stephen Bell
Owner1 last name	Bell
Owner1 first name	Stephen

Fmr year	2023
Hud area code	METRO12060M12060
Hud area name	Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area
Median income	$65,141
Fmr efficiency	$1,350
Fmr one bedroom	$1,380
Fmr two bedroom	$1,560
Fmr four bedroom	$2,320
Fmr three bedroom	$1,900

Address · zip	30016
Address · city	Covington
Address · fips	13217
Address · zip4	5515
Address · house	92
Address · label	92 Helen Rd, Covington, GA 30016
Address · state	GA
Address · county	Newton County
Address · street	Helen
Address · address	92 Helen Rd
Address · street type	Rd
Address · carrier route	R044
Address · jurisdiction	Newton County
Address · congressional district	10
Stories	1
Deck area	0
Latitude	33.475290652857126
Pool area	0
Bathrooms	1
Longitude	-83.93960087182953
Patio area	0
Porch area	60
Porch type	Open Porch
Year built	1,972
Rooms count	0
Units count	0
Heating type	Yes
Property use	Single Family Residence
Basement type	NO BASEMENT
Roof material	105
Lot square feet	21,344
Parking spaces	0
Buildings count	0
Property use code	385
Garage square feet	0
Living square feet	720
Partial bathrooms	0
Roof construction	251
Building condition	Average
Interior structure	Gypsum Board/Drywall/Sheetrock/Wallboard
Basement square feet	0
Building square feet	720
Price per square foot	0
Parcel account number	18090
Plumbing fixtures count	0
Basement square feet finished	0
Basement square feet unfinished	0