2023 Derry St

Harrisburg, Pennsylvania, 17104

Tax DeedpendingSells Sep 29, 2026 · 10 days ago

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Beds: 4
Baths: 2
SqFt: 3,017
Lot Size: 7,405
Year Built: 1920
APN: 13-036-009

Property Type: Mfr
Distressed: No
Vacant: No
Owner Type: Individual
Length of Ownership: 2 Years 10 Months
Purchase Method: Cash Purchase
County: Dauphin

Value

Estimated Value: $78,000
County Market Value: $78,000; 2026
Assessed Value: $78,000; 2026

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search
Tax Delinquent Since: 2024

Last Sale

Document Type: Deed

Opportunity

Opening Bid: $18,146
Bid / Value: 23%; of $78,000
Property Tax 2026: $3,857; annual bill · not the amount owed
Equity (est.): $78,000; 100%
Monthly Rent: $1,650; Suggested rent
Gross Yield: 25.38%
Linked Properties: 3

Opening bid

$18,146

Assessed value

$78,000

Land $12,000Improvement $66,000

Market / AVM

$78,000

Property tax 2026

$3,857

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Albazadi Ismail
Mailing Address: 2023 Derry St, Harrisburg, PA 17104
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 4
Total Bathrooms: 2
Construction Type

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Recorded	Document	Notice	Auction Date	Lender	Trustee	Trustee Phone	Active
06/05/2013	Notice of Foreclosure Sale	FOR	07/11/2013	THE BANK OF NEW YORK MELLON	MARK J UDREN	856-669-5400	No
07/19/2012	Notice of Foreclosure Sale	FOR	09/06/2012	THE BANK OF NEW YORK MELLON	MARK J UDREN	856-669-5400	No
06/04/2012	Notice of Foreclosure Sale	FOR	07/19/2012	THE BANK OF NEW YORK MELLON	MARK J UDREN	856-669-5400	No
04/12/2013	Notice of Foreclosure Sale	FOR	06/06/2013	THE BANK OF NEW YORK MELLON	MARK J UDREN	856-669-5400	No
12/17/2012	Notice of Foreclosure Sale	FOR	01/17/2013	THE BANK OF NEW YORK MELLON

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
11/22/2023	11/22/2023		Deed	20230025623	No	Cash Purchase	James M Zugay	Amer Almabruk, Ismail Albazadi
08/14/2018	08/23/2018	$31,500	Deed	20180021133	Yes	Cash Purchase	Amer Almabruk, Ismail Albazadi	Exr Llc, Exr Llc
07/09/2018	07/16/2018	$27,000	Quit Claim Deed	20180017388	No	Cash Purchase	The Grantee Exr Llc	The Bank Of New York Mellon, Abds Mortgage Loan Trust 2002 1
11/02/2016	11/03/2016	$1,571	Sheriffs Deed	20160029093	Yes	Cash Purchase	The Bank Of New York Mellon	Martha Palacios, Martha Palacios Hidalgos Auto Service

PPL (8 nearby)171 ft from parcel centre

Where a line crosses a parcel there is usually a recorded easement restricting what can be built under it — check the deed, not the map.

Harrisburg Substation0.2 mi from parcel centre

Transformer hum, and a persistent resale objection whatever the engineering says.

Railway line (2 nearby)0.2 mi from parcel centre

Active freight track. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

Harrisburg Line (5 nearby)0.2 mi from parcel centre

Active freight track on a mainline. Noise, vibration and horn use at crossings — check where the nearest crossing is before assuming quiet.

TalenEnergy Martins Creek LLC Harrisburg0.3 mi from parcel centre

Truck traffic and operating hours are the usual complaint.

Dauphin County Prison1.1 mi from parcel centre

Persistent effect on the buyer pool regardless of any measurable nuisance.

Correctional or waste facility1.1 mi from parcel centre

Persistent effect on the buyer pool regardless of any measurable nuisance.

Context

3% of homes vacant year-round in Census Tract 215

50 of 1,625 units vacant year-round, around or below the national tract average.

41% owner-occupied

Renters are the majority here. A retail resale is possible but the investor bid is what sets the floor.

Median household income $34,891

Tract median household income. Sets what a local buyer can finance.

Elevation 403 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

FEMA flood zone X

Outside the 1% annual chance floodplain.

Tract median home value $76,700

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

© OpenStreetMap contributors (ODbL). Flood zones from FEMA, elevation from USGS, tract statistics from the US Census. Proximity is measured from the parcel’s recorded location, which for most parcels is an assessor centroid rather than a boundary — treat these as figures to verify on a site visit, not as survey distances.

Deal analysis

Your maximum bid

$44,158

Walk away above this. Projected profit at the ceiling: $23,400 (30% of ARV).

Opening bid $18,146

Room to bid $26,012

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$26,785

Under max by $17,373

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for PA|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $78,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $78,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$6,240
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical PA range ($1,500–$5,000, ~4 months).: −$3,250
Deed recording and transferassumed Typical PA recording and deed issuance cost.: −$250
Holding costs (6 months)assumed Taxes, insurance, and securing the property at ~$117/month.: −$702
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$23,400
Maximum bid: $44,158

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. UPSET SALE vs JUDICIAL SALE is the single most important distinction in Pennsylvania and this row cannot express it. An upset sale (72 P.S. §§ 5860.601-609) conveys subject to existing mortgages, judgments and liens, which are NOT divested; a judicial sale (§§ 5860.610-612) is ordered free and clear. Establish which one a parcel is in before treating survivingLiens as zero.
Pennsylvania county assessments run against base years that can be decades stale, and the spread is extreme — Bucks assesses at about 5.6% of market and Schuylkill at 100%, an 18x range inside one state. The Common Level Ratio is a county MEDIAN published for realty transfer tax equalisation, not a per-parcel appraisal, so deriving ARV from it multiplies any error in that one parcel's assessment by the factor: in Bucks a $50,000 assessment derives an ARV near $893,000. Treat a derived ARV in a high-factor county as a research lead, not a valuation, and get comparable sales before bidding.
PA has 67 counties on a different assessment ratio (42001, 42003, 42005, 42007, 42009, 42011, 42013, 42015, 42017, 42019, 42021, 42023, 42025, 42027, 42029, 42031, 42033, 42035, 42037, 42039, 42041, 42043, 42045, 42047, 42049, 42051, 42053, 42055, 42057, 42059, 42061, 42063, 42065, 42067, 42069, 42071, 42073, 42075, 42077, 42079, 42081, 42083, 42085, 42087, 42089, 42091, 42093, 42095, 42097, 42099, 42101, 42103, 42105, 42107, 42109, 42111, 42113, 42115, 42117, 42119, 42121, 42123, 42125, 42127, 42129, 42131, 42133). No FIPS was supplied, so the statewide ratio was used — pass `fips` if this parcel is in one of them.

2023 Derry St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

2023 Derry St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Listing

Area

Fair Market Rents

Tax Assessment Information

Sale History

Site & surroundings

Context

County records

Dauphin County rules

Historical comps

Verify before you bid