701 Camelia Dr

Bainbridge, Georgia, 39819

Redeemable DeedpendingSells Oct 6, 2026 · 2 days ago

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Baths: 1
SqFt: 1,660
Lot Size: 14,606
Year Built: 1951
APN: B0490-014-000

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 12 Years
Purchase Method: Cash Purchase
County: Decatur

Value

Estimated Value: $197,000
County Market Value: $150,368; 2025
Assessed Value: $60,147; 2025

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Public Record: $51,208; 09/02/2014
Document Type: Foreclosure

Opportunity

Property Tax 2025: $1,570; annual bill · not the amount owed
Equity (est.): $197,000; 100%

Opening bid

—

Assessed value

$60,147

Land $3,106Improvement $57,041

Market / AVM

$197,000

Property tax 2025

$1,570

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Russell Scottie
Mailing Address: 701 Camelia St, Bainbridge, GA 39819
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Bathrooms: 1
Partial Bathrooms: 1

Deal analysis

Recorded	Document	Notice	Auction Date	Lender	Trustee	Trustee Phone	Active
08/06/2014	Notice of Foreclosure Sale	FOR	09/02/2014	CITIFINANCIAL SERVICES	PENDERGAST AND ASSOCIATES PC	770-392-0398	No

Recorded	Amount	Type	Lender	Rate	Rate Type	Term	Maturity	Open
03/11/2008	$81,709	Conventional	Citi Financial			360	04/01/2038	No
07/11/2005	$61,600	Conventional	Wmc Mortgage	7.17%	Adjustable Rate	360	08/01/2035	No
07/11/2005	$15,400	Conventional	Wmc Mortgage			180	08/01/2020	No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
09/02/2014	09/02/2014	$51,208	Foreclosure	2014-000775	Yes	Cash Purchase	Citifinancial Servicing Llc	Betty R Bowens
07/08/2005	07/08/2005	$77,000	Deed	2005-000931	Yes	Cash Purchase	Betty R Bowens	Wayne Krissinger

Your maximum bid

$114,176

Walk away above this. Projected profit at the ceiling: $59,100 (30% of ARV).

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$102,758

Under max by $11,418

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

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Median sold

—

p(redeem) prior

—

No historical bucket for GA|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $197,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $197,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$15,760
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical GA range ($3,000–$7,500, ~6 months).: −$5,250
Deed recording and transferassumed Typical GA recording and deed issuance cost.: −$350
Holding costs (8 months)assumed Taxes, insurance, and securing the property at ~$296/month.: −$2,364
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$59,100
Maximum bid: $114,176

If the owner redeems

Flat penalty

20%

You'd receive

$22,835

Window

365 days

A 20% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

redemption stays open indefinitely until the purchaser forecloses it by statutory notice (barment)

Quoted elsewhere as 20% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 12-month period is a minimum, not an expiry — the redemption right persists until you serve barment notice, so budget for that process.

701 Camelia Dr

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

701 Camelia Dr

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Tax Assessment Information

Mortgage History

Sale History

County records

Decatur County rules

Historical comps

Verify before you bid