117 Hubbard St

Mount Clemens, Michigan, 48043

Tax DeedpendingSells Oct 14, 2026 · in 7 days

View on map ↗

Opening bid

$3,670

Assessed value

$117,200

Market / AVM

$269,000

Taxes owed

—

Parcel number: 05-11-11-356-005
Case number: —
Land use: Residential
Beds / baths: 1 ba
Building: 2,212 sqft
Acreage: 0.21
Lot size: 9,017 sqft
Year built: —
Owner of record: Paul Lacourciere Sr
Last sale: $15,451 · 2009-03-02

Property facts enriched via realestateapi · 9/29/2026

Aerial view of 117 Hubbard St — the parcel

Aerial view of 117 Hubbard St — what is around it

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 172 values

Summary(16)

Id	17,493,515
Baths	1
Cash buyer	Yes
Flood zone	Yes
Free clear	Yes
High equity	Yes
Last sale date	2009-03-02
Property type	SFR
Equity percent	100
Flood zone type	X

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Michigan property search (BS&A / county) ↗search: 05-11-11-356-005
Assessor Records ↗search: 05-11-11-356-005
Foreclosures and Delinquent Tax Sales ↗search: 05-11-11-356-005
Mortgage Foreclosure ↗search: 05-11-11-356-005
Recorded Document Search ↗search: 05-11-11-356-005
Michigan Survey and Plat Records Search ↗search: 05-11-11-356-005
Google Maps (parcel / address search) ↗

Macomb County rules

Sale type: Tax Deed
Redemption: Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)
Return if redeemed: N/A — outright deed transfer
Statute: Michigan Compiled Laws §211.78 et seq.

Full county profile →

Historical comps

17156 recorded outcomes in MI|Tax Deed (17156 with winning bid).

Sample size: 17,156
p(redeem) prior: 2%
Median sold: $3,900
Med bid/assessed: —

Berrien County2025-10-31
Owned
$2,600
Berrien County2025-10-31
Owned
$5,700
Calhoun County2025-10-31
Owned
$1,600
Berrien County2025-10-31
Owned
$1,100
Calhoun County2025-10-31
Owned
$1,000
Calhoun County2025-10-31
Owned
$14,000

Liens that survive

Foreclosure judgment extinguishes most prior private liens; federal liens and some state/local interests can survive. Special assessments and occupancy create practical risk.

Quiet title

Judgment is primary clearing step; some insurers still want quiet title on tax-foreclosed residential parcels.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Macomb County Treasurer — Tax Foreclosure Auctions ↗

Deal analysis

Your maximum bid

$159,042

Walk away above this. Projected profit at the ceiling: $80,700 (30% of ARV).

Opening bid $3,670

Room to bid $155,372

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$54,368

Under max by $104,674

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $159,042 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $269,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $269,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$21,520
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$404/month.: −$4,439
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$80,700
Maximum bid: $159,042

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

17,493,515

Baths

Cash buyer

Yes

Flood zone

Yes

Free clear

Yes

High equity

Yes

Last sale date

2009-03-02

Property type

SFR

Equity percent

100

Flood zone type

Deal analysis

Your maximum bid

$159,042

Walk away above this. Projected profit at the ceiling: $80,700 (30% of ARV).

Opening bid $3,670

Room to bid $155,372

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$54,368

Under max by $104,674

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $159,042 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $269,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $269,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$21,520
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$404/month.: −$4,439
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$80,700
Maximum bid: $159,042

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Apn	05-11-11-356-005
Zoning	R1-B
Land use	Residential
Lot acres	0.21
Lot number	1
Census block	3003
Census tract	245100
Property use	Single Family Residence
Subdivision	Euphemia Hubbards Add
Lot depth feet	180
Lot width feet	50
Lot square feet	9,017
Property class	The general use for the property is for residential purposes
Apn unformatted	051111356005
Census block group	3
Legal description	EUPHEMIA HUBBARDS ADDITION BLOCK 7 W 50 FT OF LOT 1

Year	2,025
Tax amount	$3,913
Property id	17,493,515
Market value	$234,400
Assessed value	$117,200
Assessment year	2,026
Tax delinquent year	2016

Ltv	100
Book	19694
Page	325
Seq no	1
Sale date	2009-03-02
Arms length	Yes
Buyer names	Paul J Lacourciere Sr, Michelle Lacourciere
Sale amount	$15,451
Down payment	$15,451
Seller names	Federal Home Loan Mortgage Corp, Trott & Trott Pc
Document type	Deed
Recording date	2009-03-13
Document number	9024740
Purchase method	Cash Purchase
Owner individual	Yes
Transaction type	Arms Length Residential Transactions (Purchase/Resales)
Document type code	DTDE
Prior owner months owned	10

Owner1 type	Individual
Owner2 type	Individual
Mail address · zip	48043
Mail address · city	Mount Clemens
Mail address · fips	26099
Mail address · zip4	5539
Mail address · house	117
Mail address · label	117 Hubbard St, Mount Clemens, MI 48043
Mail address · state	MI
Mail address · county	Macomb County
Mail address · street	Hubbard
Mail address · address	117 Hubbard St
Mail address · carrier route	C042
Mail address · address format	S
Owner occupied	Yes
Owner1 full name	Paul Lacourciere Sr
Owner1 last name	Lacourciere Sr
Owner2 full name	Michelle Lacourciere
Owner2 last name	Lacourciere
Owner1 first name	Paul
Owner2 first name	Michelle
Ownership length	210

Ltv	Book	Page	Seq no	Sale date	Arms length	Buyer names	Sale amount	Down payment	Seller names	Document type	Recording date	Document number	Purchase method	Owner individual	Transaction type	Document type code
100	19694	325	1	2009-03-02	Yes	Paul J Lacourciere Sr, Michelle Lacourciere	$15,451	$15,451	Federal Home Loan Mortgage Corp, Trott & Trott Pc	Deed	2009-03-13	9024740	Cash Purchase	Yes	Arms Length Residential Transactions (Purchase/Resales)	DTDE
100	19342	493	2	2008-05-09	Yes	Federal Home Loan Mortgage Corporation	$110,273	$110,273	Sheila Riley, Citimortgage Inc	Sheriffs Deed	2008-05-21	8063805	Cash Purchase		Foreclosure	DTSD

Fmr year	2023
Hud area code	METRO19820M19820
Hud area name	Detroit-Warren-Livonia, MI HUD Metro FMR Area
Median income	$48,101
Fmr efficiency	$845
Fmr one bedroom	$952
Fmr two bedroom	$1,213
Fmr four bedroom	$1,629
Fmr three bedroom	$1,511

Id	299047
Name	Euphemia Hubbards
Type	subdivision
Center	POINT(-82.884648251312 42.601288098188)

Address · zip	48043
Address · city	Mount Clemens
Address · fips	26099
Address · zip4	5539
Address · house	117
Address · label	117 Hubbard St, Mount Clemens, MI 48043
Address · state	MI
Address · county	Macomb County
Address · street	Hubbard
Address · address	117 Hubbard St
Address · street type	St
Address · carrier route	C042
Address · jurisdiction	Macomb County
Address · congressional district	10
Deck area	0
Latitude	42.602539520938564
Pool area	0
Bathrooms	1
Longitude	-82.88741141332108
Patio area	0
Garage type	Detached Garage
Rooms count	0
Units count	0
Heating type	Forced Air Unit
Property use	Single Family Residence
Construction	Frame
Lot square feet	9,017
Parking spaces	1
Buildings count	0
Property use code	385
Garage square feet	360
Living square feet	2,212
Partial bathrooms	0
Basement square feet	1,106
Building square feet	2,212
Price per square foot	7
Plumbing fixtures count	0
Basement finished percent	0
Tax exemption homeowner flag	Yes
Basement square feet finished	0
Basement square feet unfinished	0

Ids	172755152, 17493515
Total owned	2
Total value	$529,000
Total equity	$529,000
Purchased last6mos	0
Purchased last12mos	0

Property detail

County records

Macomb County rules

Historical comps

Verify before you bid

Property detail

County records

Macomb County rules

Historical comps

Verify before you bid

AI risk brief