310 BELLA FLORA LN

PATTERSON, California, 95363

Tax DeedpendingSells Oct 15, 2026 · in 7 days

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Beds: 5
Baths: 3.5
SqFt: 3,125
Lot Size: 6,618
Year Built: 2007
APN: 021-089-043-000

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 3 Months
Purchase Method: Cash Purchase
County: Stanislaus

Value

Estimated Value: $556,000
Assessed Value: $398,906; 2026

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $308,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Public Record: $406,500; 06/05/2026
Document Type: Public Action

Opportunity

Opening Bid: $111,800
Bid / Value: 20%; of $556,000
Property Tax 2025: $8,363; annual bill · not the amount owed
Equity (est.): $306,211; 55%
Monthly Rent: $2,800; HUD fair market rent (5 bd)
Gross Yield: 6.04%

Opening bid

$111,800

Assessed value

$398,906

Land $71,426Improvement $327,480

Market / AVM

$556,000

Property tax 2025

$8,363

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: BROWN TINA
Mailing Address: Po Box 1747, Modesto, CA 95353
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 5
Total Bathrooms: 3.5
Air Conditioning Type

Deal analysis

Recorded	Document	Notice	Auction Date	Opening Bid	Default Amount	Judgment	Lender	Trustee	Trustee Phone	Active
05/16/2017	Notice of Default	NOD			$12,885		FEDERAL NATIONAL MORTGAGE ASSN	FIRST AMERICAN TITLE INSURANCE COMPANY	866-429-5179	No
07/16/2012	Notice of Default	NOD			$8,988		BANK OF AMERICA NA			No
08/15/2017	Notice of Foreclosure Sale	FOR	09/11/2017	$253,256		$253,256				No
11/18/2013	Notice of Foreclosure Sale	FOR	12/09/2013	$240,040		$240,040

School	Type	Grades	Rating	Enrollment
Patterson High School	Public	9-12	5	1,723
Creekside Middle School	Public	6-8	3	1,157
Apricot Valley Elementary School	Public	K-5	5	742

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #
08/28/2017	First	$308,000	Conventional	Community Loans & Investments	10	09/01/2018	2017-0062684

Recorded	Position	Amount	Type	Lender	Term	Maturity	Doc #	Open
08/28/2017	First	$308,000	Conventional	Community Loans & Investments	10	09/01/2018	2017-0062684	Yes
06/08/2012		$211,450		Ryland Mortgage Co				No

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
06/05/2026	06/08/2026	$406,500	Public Action	2026-0031568	Yes	Cash Purchase	Capital Equity Management Group Inc	Tina Brown
08/17/2017	08/28/2017	$154,000	Intrafamily Transfer	2017-0062683	No	Cash Purchase	Tina Brown	Tina Brown, Peter Evins
12/04/2013	12/17/2013		Intrafamily Transfer	2013-0103529	No

Your maximum bid

$330,296

Walk away above this. Projected profit at the ceiling: $166,800 (30% of ARV).

Opening bid $111,800

Room to bid $218,496

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$175,417

Under max by $154,879

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

614

Median sold

$3,853

p(redeem) prior

12%

History n=614: median sold $3,853 is well below oracle $330,296 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $556,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $556,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$44,480
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical CA range ($3,000–$7,000, ~9 months).: −$5,000
Deed recording and transferassumed Typical CA recording and deed issuance cost.: −$250
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$834/month.: −$9,174
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$166,800
Maximum bid: $330,296

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. No post-sale redemption. The owner's right ends at 5pm on the last business day before the sale, so the deed conveys without that overhang.
California assesses at full cash value, but Proposition 13 fixes the base year and factors it forward at up to 2%/yr. On a long-held parcel the assessed value can sit far below market, so an ARV derived from it understates the property — get comparable sales before bidding.

310 BELLA FLORA LN

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

310 BELLA FLORA LN

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Foreclosure Filings

Area

Fair Market Rents

Schools

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Stanislaus County rules

Historical comps

Verify before you bid