8551 Harding

Center Line, Michigan, 48015

Tax DeedpendingSells Oct 14, 2026 · in 6 days

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Beds: 3
Baths: 1
SqFt: 1,352
Lot Size: 5,009
Year Built: 1947
APN: 01-13-22-334-024

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 3 Years 4 Months
Purchase Method: Cash Purchase
County: Macomb

Value

Estimated Value: $174,000
County Market Value: $153,200; 2025
Assessed Value: $76,600; 2026

Mortgage & Debt

Open Mortgages: 1
Estimated Balance: $22,000
Lien Flags: None recorded; RealEstateAPI flags · not a lien search

Last Sale

Document Type: Intrafamily Transfer

Opportunity

Opening Bid: $2,976
Bid / Value: 2%; of $174,000
Property Tax 2025: $1,931; annual bill · not the amount owed
Equity (est.): $161,745; 92%
Monthly Rent: $1,511; Suggested rent
Gross Yield: 10.42%

Opening bid

$2,976

Assessed value

$76,600

Market / AVM

$174,000

Property tax 2025

$1,931

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Patrick Mcguire
Owner 2 Name: Donald Mcguire
Mailing Address: 8551 Harding, Center Line, MI 48015
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Bedrooms: 3
Total Bathrooms: 1

Deal analysis

Recorded	Position	Amount	Type	Lender	Doc #
01/01/2009	First	$22,000	Unknown	Francois Prevot Trust	9011199

Recorded	Position	Amount	Type	Lender	Doc #	Open
01/01/2009	First	$22,000	Unknown	Francois Prevot Trust	9011199	Yes

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
04/25/2023	05/15/2023		Intrafamily Transfer	202300043358	No	Cash Purchase	Patrick Donald Mcguire, Donald Joseph Mcguire	Patrick Mcguire
11/21/2008	12/18/2008	$19,000	Deed	8137233	Yes	Cash Purchase	Patrick Mcguire	U S Bank National Association, Wells Fargo
06/08/2007	06/18/2007	$128,822	Sheriffs Deed	7087787	Yes	Cash Purchase	Us Bank Na, Credit Suisse First Boston Heat 2005-5

Your maximum bid

$101,709

Walk away above this. Projected profit at the ceiling: $52,200 (30% of ARV).

Opening bid $2,976

Room to bid $98,733

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$35,146

Under max by $66,563

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $101,709 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $174,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $174,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$13,920
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$261/month.: −$2,871
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$52,200
Maximum bid: $101,709

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

8551 Harding

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

8551 Harding

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Non-Arm's Length Ownership Transfer

Recording Information

Buyer/Seller Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Area

Fair Market Rents

Tax Assessment Information

Open Mortgages

Mortgage History

Sale History

County records

Macomb County rules

Historical comps

Verify before you bid