15045 Stephens Dr Ste Phens

Eastpointe, Michigan, 48021

Tax DeedpendingSells Oct 14, 2026 · in 10 days

View on map ↗

Opening bid

$8,765

Assessed value

$74,600

Market / AVM

$158,000

Taxes owed

—

Parcel number: 02-14-30-151-039
Case number: —
Land use: Residential
Beds / baths: 3 bd · 2 ba
Building: 1,188 sqft
Acreage: 0.13
Lot size: 5,619 sqft
Year built: 1956
Owner of record: Duey Grace
Last sale: $57,500 · 2018-05-15

Legal description

PARADISE GARDENS SUBDIVISION (L3, P28); LOTS 635 & 636

Property facts enriched via realestateapi · 9/29/2026

Aerial view of 15045 Stephens Dr Ste Phens — the parcel

Aerial view of 15045 Stephens Dr Ste Phens — what is around it

Property detail

RealEstateAPI PropertyDetail · Every populated field, as returned · 199 values

Summary(16)

Id	53,617,882
Beds	3
Baths	2
Cash buyer	Yes
Flood zone	Yes
Free clear	Yes
High equity	Yes
Last sale date	2018-05-15
Property type	SFR
Equity percent	100

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Michigan property search (BS&A / county) ↗search: 02-14-30-151-039
Assessor Records ↗search: 02-14-30-151-039
Foreclosures and Delinquent Tax Sales ↗search: 02-14-30-151-039
Mortgage Foreclosure ↗search: 02-14-30-151-039
Recorded Document Search ↗search: 02-14-30-151-039
Michigan Survey and Plat Records Search ↗search: 02-14-30-151-039
Google Maps (parcel / address search) ↗

Macomb County rules

Sale type: Tax Deed
Redemption: Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)
Return if redeemed: N/A — outright deed transfer
Statute: Michigan Compiled Laws §211.78 et seq.

Full county profile →

Historical comps

17156 recorded outcomes in MI|Tax Deed (17156 with winning bid).

Sample size: 17,156
p(redeem) prior: 2%
Median sold: $3,900
Med bid/assessed: —

Berrien County2025-10-31
Owned
$5,700
Calhoun County2025-10-31
Owned
$14,000
Berrien County2025-10-31
Owned
$2,600
Calhoun County2025-10-31
Owned
$1,600
Berrien County2025-10-31
Owned
$1,100
Calhoun County2025-10-31
Owned
$1,000

Liens that survive

Foreclosure judgment extinguishes most prior private liens; federal liens and some state/local interests can survive. Special assessments and occupancy create practical risk.

Quiet title

Judgment is primary clearing step; some insurers still want quiet title on tax-foreclosed residential parcels.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Macomb County Treasurer — Tax Foreclosure Auctions ↗

Deal analysis

Your maximum bid

$92,053

Walk away above this. Projected profit at the ceiling: $47,400 (30% of ARV).

Opening bid $8,765

Room to bid $83,288

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$35,453

Under max by $56,600

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $92,053 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $158,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $158,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$12,640
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$237/month.: −$2,607
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$47,400
Maximum bid: $92,053

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

53,617,882

Beds

Baths

Cash buyer

Yes

Flood zone

Yes

Free clear

Yes

High equity

Yes

Last sale date

2018-05-15

Property type

SFR

Equity percent

100

Deal analysis

Your maximum bid

$92,053

Walk away above this. Projected profit at the ceiling: $47,400 (30% of ARV).

Opening bid $8,765

Room to bid $83,288

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$35,453

Under max by $56,600

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $92,053 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $158,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $158,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$12,640
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$237/month.: −$2,607
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$47,400
Maximum bid: $92,053

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Apn	02-14-30-151-039
Zoning	R-1
Land use	Residential
Lot acres	0.13
Lot number	51
Census block	2022
Census tract	258200
Property use	Single Family Residence
Subdivision	Paradise Gardens Subdivision
Lot depth feet	137
Lot width feet	41
Lot square feet	5,619
Property class	The general use for the property is for residential purposes
Apn unformatted	021430151039
Census block group	2
Legal description	PARADISE GARDENS SUBDIVISION LOT 51 EXC S 8 FT FOR ROAD LIBER 3; PAGE 28

Year	2,025
Tax amount	$2,815
Property id	53,617,882
Market value	$149,200
Assessed value	$74,600
Assessment year	2,026

Ltv	100
Book	25482
Page	893
Seq no	1
Sale date	2018-05-15
Arms length	Yes
Buyer names	Duey Grace
Sale amount	$57,500
Down payment	$57,500
Seller names	Carl Engle
Document type	Warranty Deed
Recording date	2018-07-24
Document number	8082778
Purchase method	Cash Purchase
Owner individual	Yes
Transaction type	Arms Length Residential Transactions (Purchase/Resales)
Document type code	DTWD

Owner1 type	Individual
Owner2 type	Other
Mail address · zip	48021
Mail address · city	Eastpointe
Mail address · fips	26099
Mail address · zip4	1559
Mail address · house	15045
Mail address · label	15045 Stephens Dr, Eastpointe, MI 48021
Mail address · state	MI
Mail address · street	Stephens
Mail address · address	15045 Stephens Dr
Mail address · carrier route	C029
Mail address · address format	S
Owner1 full name	Duey Grace
Owner1 last name	Grace
Owner1 first name	Duey
Ownership length	98

Ltv	Book	Page	Seq no	Sale date	Arms length	Buyer names	Sale amount	Down payment	Seller names	Document type	Recording date	Document number	Purchase method	Owner individual	Transaction type	Document type code
100	25482	893	1	2018-05-15	Yes	Duey Grace	$57,500	$57,500	Carl Engle	Warranty Deed	2018-07-24	8082778	Cash Purchase	Yes	Arms Length Residential Transactions (Purchase/Resales)	DTWD
	21587	805	2	2012-08-15		Carl Engle			Gsr Properties Llc	Warranty Deed	2012-10-01	2132041	Cash Purchase	Yes	Non-Arm's Length Transactions	DTWD
	21525	020	3	2012-07-13		Gsr Properties Llc			Diane Geneve Murray, Donna Brown	Warranty Deed	2012-09-05	2119015	Financed		Non-Arm's Length Transactions	DTWD
	21074	375	4	2012-01-17		Geneva E Laduke, Donna Brown			Geneva E Laduke	Intrafamily Transfer	2012-01-18	2005851	Cash Purchase	Yes	Non-Arm's Length Transactions	DTIT

Fmr year	2023
Hud area code	METRO19820M19820
Hud area name	Detroit-Warren-Livonia, MI HUD Metro FMR Area
Median income	$52,155
Fmr efficiency	$930
Fmr one bedroom	$1,040
Fmr two bedroom	$1,330
Suggested rent	$1,660
Fmr four bedroom	$1,790
Fmr three bedroom	$1,660

Id	298617
Name	Paradise Gardens
Type	subdivision
Center	POINT(-82.963083279376 42.475157808929)

Address · zip	48021
Address · city	Eastpointe
Address · fips	26099
Address · unit	Phens
Address · zip4	1559
Address · house	15045
Address · label	15045 Stephens Dr Ste Phens, Eastpointe, MI 48021
Address · state	MI
Address · county	Macomb County
Address · street	Stephens
Address · address	15045 Stephens Dr Ste Phens
Address · unit type	Ste
Address · street type	Dr
Address · carrier route	C029
Address · jurisdiction	Macomb County
Address · congressional district	10
Stories	1
Bedrooms	3
Deck area	0
Latitude	42.47242276654364
Pool area	0
Bathrooms	2
Fireplace	Yes
Longitude	-82.96592438536508
Patio area	0
Year built	1,956
Garage type	Detached Garage
Rooms count	0
Units count	0
Heating type	Forced Air Unit
Property use	Single Family Residence
Construction	Brick
Lot square feet	5,619
Parking spaces	2
Buildings count	0
Property use code	385
Garage square feet	400
Living square feet	1,188
Partial bathrooms	0
Basement square feet	950
Building square feet	1,188
Price per square foot	48
Air conditioning type	Yes
Utilities sewage usage	Municipal
Utilities water source	Municipal
Plumbing fixtures count	0
Basement finished percent	0
Air conditioning available	Yes
Tax exemption homeowner flag	Yes
Basement square feet finished	0
Basement square feet unfinished	0

Ids	141656296, 53617882
Total owned	2
Total value	$465,000
Total equity	$182,804
Purchased last6mos	0
Purchased last12mos	1
Total mortgage balance	$282,196

Property detail

County records

Macomb County rules

Historical comps

Verify before you bid

Property detail

County records

Macomb County rules

Historical comps

Verify before you bid

AI risk brief