220 Court St

Mount Clemens, Michigan, 48043

Tax DeedpendingSells Oct 14, 2026 · in 4 days

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Baths: 2
SqFt: 1,200
Lot Size: 5,401
Year Built: 1971
APN: 05-11-12-376-003

Property Type: Sfr
Distressed: No
Vacant: No
Owner Type: Individual
Owner Status: Owner Occupied
Length of Ownership: 15 Years 7 Months
Purchase Method: Cash Purchase
County: Macomb

Value

Estimated Value: $145,000
County Market Value: $168,400; 2025
Assessed Value: $84,200; 2026

Mortgage & Debt

Open Mortgages: 0
Estimated Balance: $0
Lien Flags: None recorded; RealEstateAPI flags · not a lien search
Tax Delinquent Since: 2017

Last Sale

Public Record: $1,500; 12/07/2010
Document Type: Warranty Deed

Opportunity

Opening Bid: $871
Bid / Value: 0.60%; of $145,000
Property Tax 2025: $2,326; annual bill · not the amount owed
Equity (est.): $145,000; 100%
Linked Properties: 3

Opening bid

$871

Assessed value

$84,200

Market / AVM

$145,000

Property tax 2025

$2,326

Annual bill — the sale list gives no amount owed

Property facts enriched via realestateapi · 9/29/2026

Ownership Information

Owner 1 Name: Joe Oneal Cummings Jr
Mailing Address: 220 Court St, Mount Clemens, MI 48043
Owner Type: Individual
Corporate Owned: No

Property Characteristics

Total Bathrooms: 2
Heating Type: Forced Air Unit
Construction Type: Brick

Deal analysis

Sale Date	Recorded	Amount	Document	Doc #	Arm's Length	Method	Buyer	Seller
12/07/2010	02/10/2011	$1,500	Warranty Deed	1115260	Yes	Cash Purchase	Joe Oneal Cummings Jr	Deutsche Bank National Trust Company, Ocwen Loan Servicing Llc
02/26/2010	03/08/2010	$64,827	Sheriffs Deed	0024606	Yes	Cash Purchase	Deutsche Bank National Trust Company	Steven L Collier
08/17/1995	08/17/1995	$126,063	Deed		Yes	Cash Purchase	Steven L Collier	Eliza M Glover

Your maximum bid

$84,208

Walk away above this. Projected profit at the ceiling: $43,500 (30% of ARV).

Opening bid $871

Room to bid $83,336

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$28,143

Under max by $56,065

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $84,208 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $145,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $145,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$11,600
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$218/month.: −$2,393
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$43,500
Maximum bid: $84,208

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

220 Court St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

220 Court St

Value

Mortgage & Debt

Last Sale

Opportunity

Ownership Information

Property Characteristics

Building Size

Land/Location Information

Legal Description

Tax Assessment Information

Last Arm's Length Sale Information

Recording Information

Buyer/Seller Information

Distress Flags

Area

Fair Market Rents

Tax Assessment Information

Sale History

County records

Macomb County rules

Historical comps

Verify before you bid